You are probably aware that increasing your savings rate in any account will help promote more financial security.  Every dollar you save is a dollar that wasn’t spent – and it’s a dollar that can GROW! As a 39-year-old that...

The financial services industry has nearly always existed in some form in the history of man and has undergone great changes throughout. It’s a mile wide and a mile deep in the breadth of what’s out there- payment processing, banking,...

Market Timing ‘Loss-aversion’ is a phenomenon where a real or potential loss is perceived by individuals as psychologically or emotionally more severe than an equivalent gain. Think about that for a moment… Losses ‘hurt’ more than a gain of equivalent...

“Winning by not losing.” Sounds counterintuitive, right? Take football for example… In football, there are two ways to win a game. Okay, not true, there are numerous ways… but hang with me. One way is to score more points than...

Every morning when we roll out of bed our expectations for the day are set. Every one of us envisions the day ahead and has an idea of how we expect our day to unfold. How often does it every...